Jaime Echegoyen Enríquez de la Orden
A graduate in Law from the Complutense University, Jaime Echegoyen has 35 years of experience in the national and international financial sector, in which he has occupied various executive positions. He was the CEO of Barclays in Spain and Portugal (2011-2013) and prior to that CEO of Bankinter (2002-2010), where he began working in 1988.
Prior to joining Bankinter, Echegoyen worked for nine years at Bank of America, in the New York and London headquarters.
Marisa García Camarero
Secretary of the Board
Marisa holds a degree in Law and Economics and Business Administration (E-3) from ICADE (Universidad Pontificia de Comillas). She has more than 15 years of experience managing the legal and tax advisory services of national companies, primarily in the finance sector. She was previously the Director of Legal and Tax Advisory Services at Caja de Burgos, as well as Secretary of the Board of Directors of some of its subsidiaries. After the merger of the company with Banca Cívica, she held the position of Director of Tax Advisory. She began her career as a tax advisor at PriceWaterhouseCoopers.
Rodolfo Martín Villa
Rodolfo Martín Villa graduated in Industrial Engineering from Madrid’s Polytechnic University. In the public sector he was Minister for Government and the Interior (1976-1979), Regional Administration Minister (1980-1981) and Deputy President of the Government (1981-1982). He was also a member of the Spanish Congress for more than ten years, where he chaired various committees and held a number of official positions.
In the private sector he has been Chairman of Ibercobre, UCB, Endesa, Endesa Italia, Enersis (Chile) and Sogecable.
Antonio Massanell Lavilla
Holds a degree in Economics and Business Management from the University of Barcelona, Antonio Massanell joined Caja de Ahorros y de Pensiones de Barcelona, “la Caixa”, in 1971. Since then he has held a variety of positions at the company and is currently Vicepresident at CaixaBank.
Massanell is also a member of the boards of Telefónica, Caixa Capital Risc, “e-la Caixa, S.A.”, Serveis Informátics “la Caixa” SILK, Boursorama and Mediterránea Beach & Golf Community. He is also Chairman of the Barcelona Digital Technology Centre Foundation.
Enric Rovira Masachs
Enric Rovira is currently Deputy Managing Director of Banco Sabadell, as well as heading up the Asset Conversion, Industrial and Real Estate Holdings Department at the bank. He also previously managed the Corporate Banking and Global Operations Unit at the bank.
José Ramón Montserrat Miró
A graduate of Economics and Business Management from the University of Barcelona, José Ramón Montserrat was Assistant General Manager and Director of the Real Estate Risk, SMEs and Individual Customer Department at CaixaBank.
He had previously held a number of positions at “La Caixa”, including Head of Investments at GrupCaixa, Head of Loans Management, Manager in the Credit Department and General Manager of MicroBank. He has also held the positions of First Vice President of the Spanish Mortgage Association and Chairman of the Board of Caixa Capital Micro, as well as sitting on the boards of Nuevo MicroBank, Finconsum, Gesticaixa, Corporación Hipotecaria Mutual and Caixa Capital Semilla.
FROB: represented by Jaime Ponce Huerta
Jaime Ponce Huerta holds a degree in Economics and Law from Carlos III University and a Masters in Public Administration (MPA) from the School of Industrial Organisation and the Institute of Fiscal Studies. He belongs to the Higher Corps of Civil Administrators of the State (2005) and is currently the Managing Director of the Fund for Orderly Bank Restructuring (appointed on 14 February 2015) and Spanish member of the EU Single Supervisory Mechanism (SSM).
Ponce Huerta has spent almost his whole professional career at the General Secretariat of the Treasury, more specifically designing and implementing financial policies, both Spanish, as well as international, in the banking and capital markets sectors. Until he joined the FROB, he was Deputy-Managing Director of Legislation and Financial Policy at the General Secretariat of the Treasury in the Ministry of Economy and Competitivity. Jaime Ponce has also taught extensively, both as a lecturer in various different forums and institutions and as a professor at the Financial Studies Centre.
Up until February 2015, he was also a member of the ICO's Board of Directors.
Rafael de Mena Arenas
Rafael de Mena holds a degree in Economics from Madrid’s Complutense University and a Master’s in Corporate Tax Consulting from the IE Business School. He is currently Assistant General Manager at Banco Popular, having formerly managed its Tax and Financial Departments. De Mena is also responsible for the general management of Banco Popular’s investments.
Prior to joining Banco Popular, he worked in the Tax and Audit Departments at Asociación Médica (Insurance Company) and at PriceWaterhouse Coopers.
Francisca Ortega Hernández-Agero
Francisca Ortega holds a degree in Economics and Business Studies from CUNEF and an MBA from IESE.
She has more than 30 years of experience in the national and international finance sector. She was Head of Corporate Banking Risk at Banco Central Hispano (1996-1999) and in 2000, when BCH merged with Banco Santander; Francisca Ortega held various different positions in the new bank. From 2009 she held the position of Head of the Client Restructuring Area.
Pedro Antonio Merino García
Pedro Antonio Merino holds a degree in Economics from the Universidad Autónoma de Madrid and an MBA from the Instituto de Administración de Empresas.
He is a member of The State Economists Corps, hence the most of his professional career has been spent in the public sector. Merino joined Repsol in 1999, where he held various different positions. In 2014 he was appointed as Head of the Technical Secretariat and Economist at Repsol.
Isidoro Lora-Tamayo Rodríguez
After graduating in Law from Madrid’s Complutense University, Isidoro Lora-Tamayo became a member of the Association of Notaries Public in 1971. He has worked in a number of cities: Fuente de Santa Lucía (Seville), Malaga, Madrid and Alcalá de Henares.
Lora-Tamayo is also Dean of the Granada Association of Notaries Public and for twenty years was Latin American delegate for the Spanish General Council of Notaries Public. He has also published a large number of legal reference works and has taught Civil Law at the University of Malaga, as well as teaching on the Master’s in Advocacy Course offered by the Madrid Law Association. He retired in November 2012, after reaching the legal retirement age for Notaries Public.
José Poveda Díaz
José Poveda Díaz graduated in Law from Complutense University and is a Doctor of Law. He became a member of the Land and Mercantile Registrars’ Association in 1966. His first posting as registrar was in Salas de los Infantes (Burgos). He ended his career in Madrid as Head of its Land Registry No. 1.
Poveda Díaz was also Dean of the Registrars’ Association from 1989 to 1997 and he published a number of legal reference works during the course of his professional career. He retired in October 2012, after reaching the legal retirement age for Registrars.
Javier García-Carranza Benjumea
Holder of a degree in Business Administration from the Universidad Carlos III de Madrid, Javier García-Carranza is the Deputy Director-General of Banco Santander and is in charge of the Restructuring, Recovery Strategy and Servicing, Real Estate and Investees area worldwide.
Before joining Banco Santander in 2016, he worked at Morgan Stanley as co-Head of the Real Estate Investment Business for Europe, the Middle East and Africa. García-Carranza has extensive experience and expertise in both real estate advisory operations throughout Europe and the Middle East and pan-European investment transactions for Morgan Stanley investment funds.
Lucía Calvo Vérgez
Lucía Calvo holds a degree in State Law and is currently the Director of the Legal Division and Secretary of the FROB's Steering Committee. She was previously head of Legal Relations with subsidiary companies of the FROB. As well as her role at the FROB, she also lectures and has co-written several legal publications.
Iñaki Goikoetxeta González
Holds a degree in Law from the Universidad de Deusto, as well as a degree in Business Economics from the Universidad Autónoma de Bilbao. He specialises in Public Law, has occupied several managerial positions in local, provincial and regional authorities in the Basque Country. Since 1992, as well as his work at the Acies Abogados law firm, he lectures at the Universidad de Deusto Law School.
Francisco Javier Bartolomé Delicado
CEO of the Spanish multinational Multiasistencia and the Managing Director of the majority of its international subsidiaries. He was previously a manager at The Boston Consulting Group and Director of Logistics and Distribution at Pepsico. He holds a degree in Economics and Law, as well as an MBA from INSEAD.