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Legal disclaimer

The purpose of this website (hereinafter, the 'website'), which is the property of Sociedad de Gestión de Activos Procedentes de la Reestructuración Bancaria, S.A. (hereinafter, 'Sareb' or the 'Company'), is to provide information on the Company and the services and products that it offers. It is also intended to provide general information in accordance with the conditions set out in this legal disclaimer and any other conditions that may be established from time to time.

Access to this Sareb website and the information contained herein, implies acceptance of the terms and conditions of use set forth in this legal disclaimer, and the user hereby assumes all liability for accessing the website.

The contents of the website and the products, services and commercial campaigns detailed herein are not addressed to any user who resides in a jurisdiction in which the contents hereof are not authorised or permitted.

This website only includes the content and pages shown in the Sareb Site Map, to which a link is offered at the bottom of each page. The Company hereby reserves the right to change the conditions governing the use of its website, unilaterally and at any time. Any such changes shall come into force from the date on which they are published and shall apply to all users of its website from that date onwards.

Company details

Sociedad de Gestión de Activos Procedentes de la Reestructuración Bancaria, S.A., with Tax Code (CIF) A-86.602.158, is entered at Madrid Mercantile Registry in Volume 30,521, Sheet 1, Page No. M-549,293, entry no. 1.

Sareb's registered office is at Paseo de la Castellana 89, 28046 Madrid.

 

Contents of the websites owned by Sareb

Content and uses

The contents of this Sareb website have been prepared with the aim of providing information on the Company to users of the website. Hence, any information relating to the products being marketed, the data offered to shareholders on business-related and financial matters and any other content is offered for general information purposes only and may be subject to change.

Sareb reserves the right to make changes and to partially or completely remove the current content of its website, as and when it sees fit and without notice, as well as to prevent or restrict access to the website either temporarily or permanently.

Errors or discrepancies

The Company has adopted all of the necessary measures in order to ensure that information remains up-to-date and to avoid any error or omission in the website's content.  However, Sareb does not assume any liability for damages or for information supplied by third parties in the event of any error or omission.

In the event of any discrepancy between an original document and its digital version published on the website, the original version shall take precedence, and in the event of a discrepancy between the information provided in English and Spanish on the website, the Spanish version shall take precedence.

Hyperlinks and links to/from Sareb

Except as expressly authorised by Sareb, links or hyperlinks may not be created from third party websites to the Company's websites, nor may the Sareb websites or the content shown therein be presented as frames, distinguishing marks, trademarks or corporate or trading names belonging to any other person, company or organisation.

The third-party content, products, services and activities that can be accessed (either directly or indirectly) via links posted on the Sareb website are offered purely for information purposes, unless otherwise indicated, and the Company does not assume any liability for such content. Publication of such links does not imply any recommendation, suggestion or invitation in relation thereto, nor does it imply a relationship between Sareb and the third party that owns the website to which the link in question leads, and the Company reserves the right to remove such links, unilaterally and at any time. Users access external websites voluntarily and at their own risk, and Sareb shall not therefore be liable for any incident, damage, harm or loss suffered by the user as a result of such access.

Information supplied and comments made by users

The transfer or forwarding of any illegal content, computer virus or message that may, in general, affect or violate the rights of the Company or third parties is strictly prohibited, as is the making of statements that contravene the law or include defamatory, threatening, pornographic, obscene or any other kind of content, regardless of whether or not they constitute a criminal offence. Liability for such content or statements shall remain with the user who uploaded them.

Users shall be liable for any information they transfer using this website or for any information they transfer from or to this website. In the event that Sareb hosts third party websites on its own website, the third party in question shall be liable for the content thereof, and users must address any complaint or claim they may have regarding such content, where applicable, directly to the relevant third party.

Sareb shall not be liable for any comment, information or statement that links to the website and its content and is issued by any media organisation in relation to the Company. The company may restrict or block access to the website by any user, and it may remove any information or comments uploaded or transferred by users when these are deemed contrary to the law or moral standards, or for any reason that Sareb deems pertinent.

 

Browsing

Sareb uses all the means at its disposal to ensure optimum browsing conditions, and it tries to prevent any circumstance or interruption that might hinder browsing or cause any form of harm to Sareb. However, it does not guarantee continuous access or the correct viewing, downloading or use of the items and information contained on its website, which may be blocked, impeded or interrupted by factors or reasons that are beyond its control.

The Company does not assume any form of liability for damages, loss, claims or costs, brought about by:

(i) interference, interruptions, faults, omissions, telephone breakdowns, delays, blockages or broken connections in the electronic system due to any cause that is beyond the Company's control;

(ii) illegal intrusions of any kind, using any form of communication;

(iii) the improper or inappropriate use of the Company's website, including any investment decisions based on data or information contained in this website; or

(iv) security or browsing faults resulting from a malfunctioning browser, or the use of browser versions that have not been updated, or versions other than those for which the website has been designed. The website has been designed for viewing on the following browsers: Internet Explorer, Firefox, Safari and Chrome.

Intellectual Property

This website and the information and items contained herein (texts, documents, photographs, drawings, graphics, databases and IT programmes, as well as logos, trademarks, trading names and other distinguishing marks), which are protected by intellectual property rights, belong to Sareb, which is the legitimate licensee. Sareb does not provide any guarantee with regard to the accuracy or legality of the information or items contained on the Company's websites, when Sareb does not own the websites.

The contents of this Sareb website may not be used, reproduced, distributed, modified, published, transferred or processed, without Sareb's prior and express permission. Access to this website does not grant users any form of right or title over the intellectual property rights attached to the contents of this website.

Any content on this website that may be downloaded to the user's terminal shall only be used for private purposes and may not be used for commercial benefit. Such content may not be exploited, reproduced, distributed, modified, publicly broadcast, assigned, transformed or used for public or commercial purposes unless expressly indicated otherwise.

 The Company does not transfer ownership of its software to users. The user is the owner of the medium on which the software is saved. If the user transfers software from this website to his/her own terminal, he/she may not disassemble it for examination, decompile it or translate the version of the original object code or language to another code or language.

The Company hereby reserves the right to take legal action against users who violate or infringe the Company's intellectual property rights.

Applicable law and jurisdiction

Spanish law shall govern these terms and conditions.

Any dispute that may arise from the use of or access to this website, which is the property of Sareb, shall be submitted to the competent courts and tribunals of the Kingdom of Spain.